Real people, finding the best home loan for you.

Katrina is the mortgage broker you want looking after your loan. Based on the Central Coast, she serves areas including Terrigal, Gosford, Saratoga, and beyond, saving you both time & money on your home loan.

Meet Katrina
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What they say about us.

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Until talking to Katrina, I wasn’t aware of the government grants that are available. As a single Mother, I never thought I would be buying our own home so soon.

L (Single Mother)
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Katrina’s knowledge within the self-employed income space is how I am soon to settle on my first house.

D
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Katrina’s personal experience in property investing has helped me in buying an investment property by using the equity in my home.

C
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‘Katrina’s honesty was refreshing. Together we have a plan, so that I will be able to buy a home for my children and I’

E
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Katrina’s knowledge of the shift penalty/overtime income and the reduced Lenders mortgage Insurance payable is how we were able to get a refinance to a lower rate.

Police Officer & Nurse

Why choose us instead of a bank?

Save Time

We do the research and find the right deals for your financial needs across areas like Davistown, Erina and Kincumber.

Save Money

Our job is to minimise your costs, while banks look to maximise their profits. We save you money wherever possible.

More Choice

We listen to what YOU need and provide you with the best lender and product options to meet those needs.

Our Expertise

We collectively have over 130 years in the finance industry, and are connected to over 50+ different lenders.

Your go to mortgage broker on the Central Coast.

Central Coast Mortgages is your dedicated mortgage & finance broker. We have the experience, expertise and great lending partners to ensure your borrowing needs are met.

We act for you without prejudice – we are not owned by a bank, we have no affiliation with any bank – we go with the best lender for you.

We offer a complimentary home loan broking service as well as partnering with brokers to assist with business loans, commercial property finance, equipment finance and more. Servicing Terrigal, Gosford, Davistown, Erina, Kincumber, Saratoga & beyond, we know how.

Contact Us
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Need a Home Loan? Start here.

Just complete the form below for a list of home loan options to suit you.

Online Enquiry

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All the latest news, tips & insights.

Building Variations: What You Need to Know

Building variations, such as colour changes, flooring, or finishes, can increase your construction costs. Central Coast Mortgages explains how planning for these adjustments in advance can help ensure your loan covers additional expenses. By communicating with your builder and broker early, you can avoid financial surprises and manage variations effectively, ensuring your construction loan is structured to meet your needs.

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Key Steps to Finalising Your Construction Loan

Before your lender releases the final payment for your home or renovation, three steps are required. Central Coast Mortgages works with your lender to ensure everything runs smoothly. Learn more about how we support you through each step of your homeownership journey.

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Is Chittaway Bay the Ideal Lifestyle Destination for You?

Experience the tranquil charm of Chittaway Bay, a peaceful waterside community with all the conveniences close by. With homes selling quickly, it's a good idea to chat with a mortgage broker early. Reach out to Katrina at Central Coast Mortgages for some friendly advice.

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